Retiring in Puerto Vallarta on Social Security

Are you thinking about making Puerto Vallarta your permanent home in the future? We know people just like you. After visiting this beautiful place, they believe it may be possible for dreams to come true; retiring on Social Security in the tropics. Moving to places like Indio Springs or Palm Beach is off the table in most cases because of the cost of living, but there are other warm locales where weather eases the bones. Can you live like a king? Maybe not, but who wants to do that… risking getting fat and narrowing one’s social circle?

There’s an abundance of information about how to go about filing for Social Security to get the best deal and we recommend doing diligent research; after all, this is your income for the rest of your life.  The internet is a great place for massive information and there are tons of books on the subject. Check Amazon.

It’s not necessary to live smack-dab in the middle of downtown Puerto Vallarta, where housing costs can be relatively high, but some people like being in the eye of the hurricane, so downtown might be the best choice for you. Many building communities in Puerto Vallarta share events and have regular meetings; you can participate or not. It’s your choice but it’s a great way to meet new friends. Plus the beach is walking distance, there are restaurants around every corner, and home is never far away.

On the other hand, living on the outskirts of Puerto Vallarta is an alternative we also recommend. It depends on your budget, of course. We’ve known many who have built homes in Puerto Vallarta with options for adding on, over time. There’s always an empty lot in any location. Having lived in and out of town, we know the bonuses and caveats to both so we might add that we love falling asleep at night in a quiet environment and waking up to songbirds in the morning. Everything else is the same; water delivery, garbage pickup and such. In the suburbs of Puerto Vallarta, we also get hawkers in the streets with cheese, bread, furniture, tamales and flowers, among other wonderful items for purchase. At Christmastime, we can buy a little Baby Jesus replica from someone coming door to door, or tiny woolen sheep for our Nativity.  Buses travel great distances for a nominal fare so no matter how far you move out from the central area of Puerto Vallarta, it’s never difficult to get into town or back again.

Regardless if you are retiring in extreme comfort or on a limited budget, you can fill all your needs… great food, warm weather, good friends and an amazing amount of fun and engaging entertainment and activities!

Que es cómo es.


Thanks to our guest blogger Adam Garcia for this article!  (opinions expressed are his own)


Here are a few of our guiding principals at Boardwalk Realty:

“First of all, we really want to get to know you,”   When we know you, we can tailor home tours to your tastes.”

Secondly, there’s the legal side of owning in Mexico. “Besides our own experience, we can save you a lot of time and money by offering you complimentary consultations with our partner attorneys.  The nuances of how you buy here can save you a lot of money when you sell. It’s important to know what you’re doing on the purchase so that when you sell you can best use any tax advantages. This service is free to our clients and can be invaluable.”

Both partners agree that the most important element of Boardwalk Realty is our ongoing service and commitment to our clients after the sale.  We are both passionate about protecting the investment and security of our clients.  “Our clients become our friends, we see them socially, and we treat them as we would like to be treated ourselves”, adds Mike.

Boardwalk Realty Puerto Vallarta represents buyers and sellers of real estate in the entire Bay of Banderas area, and will soon add a rental and property management division.